See you in Nashville!

Not sure what’s next on your company’s digital transformation journey? Need strategic counsel on your company’s ESG policies? Looking for insight and strategy into business process reengineering?

Swoop on by the Bird’s Nest Lounge aka the Presidential Suite of the Home2 Suites Monday (10/24) & Tuesday (10/25) at MBA Annual and meet with Falcon’s team of strategic business and digital mortgage advisors.

Our team has successfully helped financial services companies, mortgage industry participants, technology providers and government agencies overcome their biggest challenges and achieve their goals. Whether that means leveraging and adopting technology or implementing new strategies, we can help!

So come on by, grab a drink & some light refreshments andlet’s start the conversation!



Armando Falcon Selected as one of HousingWire’s Vanguard Winners

Congratulations to our very own, Armando Falcon, on being named one of this year’s HousingWire Vanguard Award winners.

The HousingWire Vanguard Award recognizes 100 senior-level executives in the housing finance industry who have led their organizations toward greatness while tackling challenges the housing economy has faced over the past 12 months. The honorees were selected by HousingWire’s selection committee and chosen for their vital contributions to their companies and the dynamic way they are changing the industry.



ALTA Survey Shows RON years. Closings Are Expected to Increase

According to ALTA’s recent 2022 Digital Closing Survey, title companies offering RON services expect those types of closings to increase in 2023. In fact, 60% of title professionals offering RON that were surveyed said they believed RON closings will only increase in the coming years.




Talking Digital Adoption

Jim Voth recently sat down with MBA Newslink to discuss the state of digital mortgage adoption. Check out the interview to learn more about what lenders can do to make the eClosing process more purchase friendly and how to ensure the adoption of a digital mortgage program across both purchase and refinance.



Vendor Partnership Updates

SnapDocs has completed its integration with BeSmartee’s digital mortgage platform. The integration enables lenders to offer a modern borrower experience that spans loan origination to closing, driving faster closing times and reducing operating costs. The new solution employs machine learning to automate and streamline the borrower’s closing document review and signature steps.

Stavvy and Guaranteed Rate have just announced a partnership designed to “drive digitization and enable relationships across the mortgage ecosystem.” Together, the companies are planning to accelerate the number of electronic closings and drive digital transformation in the industry, while simultaneously allowing stakeholders to connect, sign and notarize documents.


IPEN vs. RON, What’s the Difference?

IPEN (In-Person Electronic Notarization) and RON (Remote Online Notarization) are both forms of electronic notarization, but there are key differences between them.

With IPEN, the signer is physically present but the documents are presented,  signed and sealed electronically. RON, on the other hand, involves a signing ceremony where the signer and notary are in separate locations. The ceremony is facilitated by the use of audio-video communication technology and the documents are presented, signed and sealed electronically.

Check out the National Notary Association’s latest article for more on the differences between IPEN and RON.



Have an eMortgage related news item you want to share? Want to make sure you and your team are on our distribution list? Have a question about Falcon’s digital mortgage advisory services? Send us a note at [email protected]

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Falcon Digital Mortgage September Newsletter


Earlier this month, our team attended the MISMO Fall Summit in D.C. Since it was held in D.C., government and agency attendance was high and the overall attendance was strong. The event kicked off with Ginnie Mae's President Alanna McCargo's opening address that discussed the agency's modernization, ESG and housing affordability efforts.

Brief Takeaways from MISMO’s Winter Summit By Tim Cooper, Manager, Digital Practice


The U.S. Department of Housing and Urban Development (“HUD”) has announced an update to the date for the upcoming HUD-Held Vacant Loan Sale (“HVLS 2022-1”). The new date for this sale is now December 1, 2021, which replaces the previous sale date of November 10, 2021.

The sale will consist of due and payable Secretary-Held loans. The loans are first liens secured by 1 to 4-unit, vacant residential properties where the last surviving borrower is deceased. This sale will include increased bidding opportunities for non-profit and state & local government purchasers.

Entities interested in participating can contact the Office of Asset Sales Single Family Transaction Specialist at 1-844-709-0763 or email [email protected] for more information.

For prospective bidders to this sale, please refer to the section on this webpage entitled, For Prospective HUD Asset Sale Bidders, to become a qualified bidder and receive the Bidder Information Package for HVLS 2022-1.

Falcon Digital Mortgage May Newsletter


Later this month, Ginnie Mae is expected to reopen its Digital Collateral Program, a project that our consulting group has been very involved in over the last two years. To help Issuers and the eMortgage ecosystem get up to speed on the new program, our company is hosting a joint webinar with Ginnie Mae on Thursday, June 2 at 2pm ET.