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How the Caps on DTI, LTV and Credit Score Impact Homebuyers and Shift Credit Risk to other Federal Mortgage Programs

03/26/2021

BACKGROUND: On January 14, 2021, the Treasury Department and the Federal Housing Finance Agency (FHFA) amended the GSE’s Senior Preferred Stock Purchase Agreements (SPSPAs), which shape the terms in which Treasury supports Fannie Mae and Freddie Mac. This analysis looks at how the caps on the GSE’s “Acquisition of Certain Loans” can disproportionately impact homebuyers. […]

Falcon Capital Advisors was Recently Mentioned in an Article About Digital Mortgages

05/12/2020

COVID-19 is changing the landscape for non-digital mortgage transactions...

Ask Us Anything About Digital Mortgage Closings

04/21/2020

Got Digital Mortgage Closing questions? We've got answers...